The Facts About Renters Insurance

When you’re renting an apartment, home, or any other property in Massachusetts, you want to make sure that you are adequately protected. Renters insurance is a great way to be able to cover the unexpected. At Yankee Insurance, we’re here to make it easier for you to get a policy that you can count on.

What Insurance Covers

You have certain tenant rights in Massachusetts, meaning that the landlord has specific duties that need to be performed. This includes providing various repairs to your property. However, you also need to make sure that you have renters insurance for everything that the landlord isn’t responsible for handling. Otherwise, you can find yourself paying a significant amount of money out-of-pocket – and that isn’t necessary.

If there is a break-in, you can have renters insurance cover everything that was stolen. If there is a fire or a disaster, renters insurance will cover your personal belongings. You can enjoy greater peace of mind knowing that if something happens, you can file a claim with your insurance company.

Finding the Right Coverage

It can be overwhelming to find the right coverage for your rental property. There are so many different insurance companies, different coverage levels, and much more to worry about. You want to make sure that you have enough coverage to protect all of your personal belongings. Various riders can be added, particularly if you have a significant amount of high-value items.

When you work with our independent insurance agents, we can ask you a few questions about your property as well as your personal belongings. It will make it easier to recommend the various insurance products that can make a difference. Additionally, we can review your rental agreement to see if there are any specific requirements from the landlord that needs to be met.

Contact us at Yankee Insurance today to discover more about buying renters insurance. We will work with you to customize a policy and help you get a quote.